Important Information:
- Base rates per m² by building type:
- Apartment: 2,5 $/m²
- Detached: 3,0 $/m²
- Risk factors by earthquake zone:
- High risk zone: 50 % increase
- Medium risk zone: 20 % increase
- Low risk zone: Standard
- Risk factors by building age:
- 0-3 years: 10 % discount
- 4-10 years: Standard
- 11-20 years: 10 % increase
- 20+ years: 20 % increase
Note: Calculations include approximate values. The insurance company's pricing may vary.