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How is the Traffic Insurance Calculated?
2025 Current Base Premiums
  • Car: 1.500 ₺
  • SUV: 2.000 ₺
  • Corporate Vehicle: 2.500 ₺
  • Motorcycle: 1.000 ₺
Risk Factors
City Risk Factors:
  • Istanbul %30 artış
  • Ankara %20 artış
Vehicle Age Factors:
  • 0-3 years: %20 artış
  • 4-7 years: %10 artış
  • 8-12 years: Standart
  • 12+ years: %10 indirim
Calculation Formula:
Traffic Insurance Premium = Base Premium × City Factor × Age Factor
Sample Calculation:

Car, Istanbul, 5 years old:

Base Premium: $ 1,500
City Factor: 1.3 (Istanbul)
Age Factor: 1.1 (4-7 years old)
Premium: 1.500 × 1.3 × 1.1 = $ 2.145
Important Notice

These calculations are estimated values.
Actual insurance premiums may vary depending on the rates set by your insurance company.
Contact your insurance company for exact pricing.

Traffic Insurance Calculation

Base premium is determined according to vehicle type
Premium varies depending on the city risk factor
$
Vehicle's Market Value
Year
Risk factor is applied according to the age of the vehicle
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