Supplementary Health Insurance Calculation

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How to Calculate Supplementary Health Insurance?

2025 Current Base Premiums (Supplementary)

0-18 years: 500 ₺
19-30 years: 750 ₺
31-45 years: 1.000 ₺

46-60 years: 1.500 ₺
60+ years: 2.000 ₺

Risk Factors

Gender Factors

Female: %10 artış
Male: Standart

Health Status Factors:

Excellent: %10 indirim
Good: Standart
Chronic Illness: %30 artış

Coverage Factors:

Basic: Standart
Standard: %15 artış
Premium: %30 artış

Family Member Factors:

1 person: Standart
Every Additional Member: %30 artış

Calculation Formula:

Supplementary Health Insurance = Base Premium × Gender × Health × Coverage × FamilyFactor

Sample Calculation:

Female, 35 years old, Good health, Standard coverage, 3-person family:

Base Premium: $1,000 (31-45 years old)
Gender Factor: 1.1 (Female)
Health Factor: 1.0 (Good)
Security Factor: 1.15 (Standard)
Family Factor: 1.6 (3 people)
Premium: 1.000 × 1.1 × 1.0 × 1.15 × 1.6 = $ 2.024

Important Notice

These calculations are estimated values.
Actual supplemental health insurance premiums may vary depending on the rates set by your insurance company.
Contact your insurance company for exact pricing.