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How is NDII Calculated?
2025 Current Base Premiums
  • Apartment: 2,5 ₺/m²
  • Family House: 3,0 ₺/m²
Risk Factors
Earthquake Zone Risk Factors:
  • High Risk (1st Degree): %50 artış
  • Medium Risk (2nd Degree): %20 artış
  • Low Risk: Standart
Building Age Factors:
  • 0-3 years: %10 indirim
  • 4-10 years: Standart
  • 11-20 years: %10 artış
  • 20+ years: %20 artış
Calculation Formula:
NDII Premium = Building Area × Base Premium × Area Factor × Age Factor
Sample Calculation:

Apartment, 120 m², High-risk area, 15 years old:

Base Premium: $ 15,0/m²
Area Factor: 1.5 (High risk)
Age Factor: 1.1 (11-20 years old)
Premium: 120 × 2.5 × 1.5 × 1.1 = $ 495
Important Notice

These calculations are estimated values.
Actual NDII premiums may vary depending on the prices set by your insurance company.
Contact your insurance company for exact pricing.

NDII Calculation

The base premium is determined according to the building type.
Premium varies depending on earthquake risk factor
m²
Total area of ​​the building
Year
Risk factor is applied according to the age of the building
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