Health Insurance Calculation

Home Page Insurance Calculations

How is the Health Insurance Calculated?

2025 Current Base Premiums

0-18 years: 1.000 ₺
19-30 years: 1.500 ₺
31-45 years: 2.000 ₺

46-60 years: 3.000 ₺
60+ years: 4.000 ₺

Risk Factors

Gender Factors

Female: %10 artış
Male: Standart

Health Status Factors:

Excellent: %10 indirim
Good: Standart
Chronic Illness: %30 artış

Coverage Factors:

Basic: Standart
Standard: %20 artış
Premium: %50 artış

Calculation Formula:

Health Insurance Premium = Base Premium × Gender Factor × Health Factor × Coverage Factor

Sample Calculation:

Female, 35 years old, Good health, Standard coverage:

Base Bonus: $ 2,000 (31-45 years old)
Gender Factor: 1.1 (Female)
Health Factor: 1.0 (Good)
Guarantee Factor: 1.2 (Standard)
Premium: 2.000 × 1.1 × 1.0 × 1.2 = $ 2.640

Important Notice

These calculations are estimated values.
Actual health insurance premiums may vary depending on the rates set by your insurance company.
Contact your insurance company for exact pricing.